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CSS Insurance

Emigrating to Switzerland

You have decided to leave your home country and emigrate to Switzerland. Immigration involves lots of paperwork and dealings with various authorities. Taking out health insurance will be one of the points on your list.

Emigrating from Switzerland

Do you want to emigrate abroad? We recommend that you continue to put your trust in a strong, Swiss insurer by taking out the International Health Plan.

Requirement to take out insurance in Switzerland

Basic insurance is mandatory for everyone who is resident in Switzerland. It provides cover for the statutory basic benefits in case of illness, accident and maternity. 

Mandatory basic insurance

CSS Insurance offers four models for you to choose from: Mandatory health insurance is the standard model with a free choice of doctor. The three alternative models let you receive a premium discount by deciding in advance who your first point of contact in health-related matters will be: your family doctor, Telmed or an HMO.

Taking out health insurance

Everyone coming to live in Switzerland must take out health insurance within three months of their arrival. If insurance is taken out later on, the law requires a premium surcharge. Premiums depend on where you live, your age, and what deductible you choose.

Would you like to take out health insurance with us? Calculate your premiums online now – it couldn’t be easier. Our client advisors will also be happy to meet with you in person in your area.


Who is CSS Insurance?

CSS is more than just a health insurer. We offer insurance for every stage of your life. CSS and its subsidiaries make up one of Switzerland’s leading health insurance companies, with around 1.7 million customers. CSS Group consists of three companies that offer mandatory health insurance (basic insurance): CSS Insurance, Arcosana and Intras.

Most Trusted Brand 2018

Choosing your health insurer is a matter of trust. Our closeness to our clients and the myCSS app are just two of the advantages that set us apart..

  • Since 1899, we've been there for you providing security and stability
  • 1.7 million people in Switzerland put their trust in us
  • myCSS – the client portal for all your insurance matters
  • Your health is important to us – we promote lots of things that keep you healthy
  • 100 agencies providing a personal service near where you live
  • Medical advice 24/7 for your well-being
  • Insurance plans as individual as your needs
  • Attractive discounts for your family 

Holidays and short stays in Switzerland

If you are only spending a short time (max. 6 months) in Switzerland or are expecting visitors from abroad, we recommend taking out Medical Costs/Guest Insurance.