Premium reduction
If you’re on a low income, you’ll get a premium reduction from the canton in which you live. Here’s how to apply.
Eligibility criteria for a premium reduction
- You must live in Switzerland and pay for mandatory basic insurance.
- Your place of residence for tax purposes as at 1 January must be in Switzerland.
- You must be living in modest financial circumstances. The authorities of the canton in which you live will determine your eligibility on the basis of your most recent definitive tax assessment.
Here’s how to apply
- Contact the information office in your canton of residence. This is determined by the place where you were registered as living on 1 January.
- Stick to the deadline. This varies from canton to canton. The authorities can turn down your application if you submit it too late.
- Your canton will review your application and let you know. If you do receive a premium reduction, we will reduce your premiums by the corresponding amount.
Information office in your canton of residence
| Canton |
Information source |
Data status 2021 | Considered with premium statement |
|---|---|---|---|
| AG | SVA Aargau | Data received | January 2021 |
| AI | Gesundheits- und Sozialdepartement AI |
Data received |
April 2021 |
| AR | Ausgleichskasse und IV-Stelle Appenzell Ausserrhoden | Data partially received | January 2021 |
| BE | Amt für Sozialversicherung | Data received | January 2021 |
| BL | Sozialversicherungsanstalt Basel Landschaft |
Data received |
January 2021 |
| BS | Amt für Sozialbeiträge Basel-Stadt | Data received | January 2021 |
| FR | Caisse cantonale de compensation | Data received | January 2021 |
| GE | Service de l’assurance maladie Genève | Data received | January 2021 |
| GL | Steuerverwaltung des Kantons Glarus |
Data partially received |
April 2021 |
| GR | Sozialversicherungsanstalt des Kantons Graubünden |
Data received |
April 2021 |
| JU | Caisse de Compensation du Canton du Jura | Data received | January 2021 |
| LU | Ausgleichskasse Luzern |
Data received |
April 2021 |
| NE | Office cantonal de l'Assurance-maladie | Data partially received | January 2021 |
| NW | Ausgleichskasse Nidwalden | Data partially received | January 2021 |
| OW | Gesundheitsamt Obwalden | Data not yet received | - |
| SG | SVA St. Gallen |
Data received |
April 2021 |
| SH | SVA Schaffhausen |
Data received |
January 2021 |
| SO | Ausgleichskasse Solothurn | Data partially received | January 2021 |
| SZ | Ausgleichskasse Schwyz | Data received | January 2021 |
| TG | Amt für Gesundheit des Kantons Thurgau | Data partially received | January 2021 |
| TI | Servizio sussidi assicurazione malattia |
Data received |
January 2021 |
| UR | Amt für Gesundheit |
Data received |
April 2021 |
| VD | Office vaudois de l'assurance-maladie (OVAM) | Data received | January 2021 |
| VS | Caisse de compensation du canton du Valais |
Data received |
January 2021 |
| ZG | Ausgleichskasse Zug | Data partially received | January 2021 |
| ZH | SVA Zürich |
Data received |
January 2021 |
|
Abroad |
KVG Collective Institution | Data not yet received | - |
Further details about the premium reduction
We cannot factor a premium reduction into your premium statement until your legal place of residence has notified us of the amount of the reduction. Until then, our hands are tied.
- Premium reductions are governed by Art. 65 of the Federal Health Insurance Act (HIA)
- Premium reduction contributions are passed on from all cantons to health insurers directly, and deducted from the premium statement
How you benefit