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myFlex Hospitalisation Insurance

Hospitalisation Insurance gives you a choice whenever you need treatment in hospital, making it the ideal supplement to basic insurance.

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The advantages for you

  • Free choice of hospital and hospital ward throughout Switzerland.
  • No costs in emergencies abroad.
  • Contributions towards births at home or in a birth centre.
  • Exclusive additional benefits for outpatient treatment at a hospital.

Good to know

Do you need to go into hospital? myFlex Hospitalisation Insurance makes sure you are ideally prepared.

Better protection
myFlex Hospitalisation Insurance covers costs that are not paid under basic insurance.
Increase your insurance
The upgrade option lets you switch to the Balance or Premium level without any further questions about the state of your health.
Free for children
Insure your children for free with myFlex Economy Hospitalisation Insurance.

How Hospitalisation Insurance works

myFlex Hospitalisation Insurance – making it an ideal supplement to basic insurance

Free choice of hospital

You decide at which hospital in Switzerland you wish to be treated. And before being admitted, you choose whether you’d like to stay in a general, semi-private or private ward.

As individual as you are

Thanks to the Economy, Balance and Premium options, Hospitalisation Insurance can be perfectly adapted to your requirements. Choose the one that best matches your budget and needs.

Your premium at a glance

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Overview of benefits Overview of benefits

myFlex Hospitalisation Insurance

Economy

The right choice for closing gaps.

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Balance

Additional benefits at a fair price.

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Premium

Optimum protection giving you all-round security.

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Elective treatment in Switzerland, emergency treatment worldwide
Elective treatment in Switzerland, emergency treatment worldwide
Elective treatment in Switzerland, emergency treatment worldwide
Choice of ward before admission to a hospital or clinic. The co-payment is determined on the basis of the ward chosen when the contract is concluded and will be invoiced each calendar year.
Choice of ward before admission to a hospital or clinic. The co-payment is determined on the basis of the ward chosen when the contract is concluded and will be invoiced each calendar year.
Choice of ward before admission to a hospital or clinic. The co-payment is determined on the basis of the ward chosen when the contract is concluded and will be invoiced each calendar year.
Choice of HIA and CSS-recognised hospitals
Choice of HIA and CSS-recognised hospitals
Choice of any hospital
Max. CHF 500,000/calendar year
Choice of HIA and CSS-recognised hospitals, for max. 60 days/calendar year
Choice of HIA and CSS-recognised hospitals, for max. 90 days/calendar year
Choice of any clinic, no limit
Together max. CHF 20/day, up to max. CHF 500/calendar year
Together max. CHF 80/day, up to max. CHF 2,000/calendar year
Together max. CHF 160/day, up to max. CHF 4,000/calendar year
Choice of HIA and CSS-recognised birth clinics
Choice of HIA and CSS-recognised birth clinics
Choice of HIA and CSS-recognised birth clinics
CHF 1,000 per birth without substantiation of costs
CHF 1,500 per birth without substantiation of costs
CHF 2,000 per birth without substantiation of costs
For max. 10 days after the birth
For max. 30 days after the birth
For max. 60 days after the birth
Up to 10 weeks after the birth, max. CHF 100/day
All costs for up to 10 weeks after the birth
For a person accompanying a child, max. CHF 80/day, up to max. CHF 2,000/calendar year
For a person accompanying a child or an adult, max. CHF 160/day, up to max. CHF 4,000/calendar year
Max. CHF 500/case
Max. CHF 4,000/case
Max. CHF 10,000/case
Choice of HIA and CSS-recognised hospitals, for max. 60 days/calendar year
Choice of HIA and CSS-recognised hospitals, for max. 90 days/calendar year
Choice of any clinic, for max. 180 days/calendar year
Max. CHF 500,000/calendar year
Up to CHF 250/calendar year; no accumulation with myFlex Outpatient Insurance
Up to CHF 1,000/calendar year; no accumulation with myFlex Outpatient Insurance
Up to CHF 2,000/calendar year; no accumulation with myFlex Outpatient Insurance
In HIA and CSS-recognised hospitals. Ward can be chosen before admission. Co-payment per calendar year:
Option 1
General ward: no co-payment
Semi-private: 40%, up to CHF 8,000
Private: 70%, up to CHF 14,000
Option 2
General ward: no co-payment Semi-private: 20%, up to CHF 4,000
Private: 35%, up to CHF 7,000
In HIA and CSS-recognised hospitals. Ward can be chosen before admission. Co-payment per calendar year:
Option 1
General ward: no co-payment
Semi-private: 20%, up to CHF 2,000
Private: 35%, up to CHF 4,000
Option 2
General ward: no co-payment*
Semi-private: no co-payment
Private: 35%, up to CHF 2,000
In all hospitals in Switzerland. Ward can be chosen before admission. Co-payment per calendar year:
Option 1
General ward: no co-payment*
Semi-private: no co-payment
Private: 35%, up to CHF 2,000
Option 2
General ward: no co-payment**
Semi-private: no co-payment*
Private: no co-payment

Frequently asked questions

Why do I need Hospitalisation Insurance?

Basic insurance doesn’t cover all your medical expenses. myFlex Hospitalisation Insurance lets you plug important gaps in your basic insurance if you need to go into hospital and protects you against costs. Calculate your premiums now.

What are Economy, Balance and Premium?

Thanks to the Economy, Balance and Premium categories, Hospitalisation Insurance can be perfectly adapted to your requirements.

Can I go to any hospital in Switzerland?

Hospitalisation Insurance gives you a free choice of hospital anywhere in Switzerland.

Do I pay a retention fee under hospitalisation insurance?

Yes. You pay a share of the costs of a stay in hospital in the form of a co-payment. The amount is determined by the chosen hospital ward and co-payment. A high co-payment means you take on more financial responsibility and pay less in premiums in return. You also pay the deductible, retention fee and contribution to hospital costs under basic insurance.

How much of a retention fee do I pay?

The amount varies depending on the level of insurance (Economy, Balance, Premium) and the co-payment (high, low). You can find all the details in the overview of benefits.

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Personal advice

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