Familie beim Abendessen

Mandatory health insurance – five models for you

Everyone living or working in Switzerland needs mandatory basic health insurance. Whether you’d prefer a free choice of doctor, a group practice, family doctor or medical advice by phone, choose the form of basic insurance that’s best for you.

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Good to know

Mandatory insurance cover
Everyone living or working in Switzerland must have basic insurance.
Same benefits for all
All of the models and health insurers pay the same benefits for illness, accident, pregnancy and childbirth.
Your contribution
Basic insurance runs from January to December. You have the opportunity to cancel your basic insurance by the end of November each year.
Four providers – the same service
CSS, Arcosana, Intras, Sanagate – these are the providers in the CSS Group. All three offer the same personal service.

Choose your basic insurance

See your own doctor first

Family doctor model

  • Your family doctor is always your first point of contact
  • Free choice of eye doctor and gynaecologist
  • Min. 7% premium discount
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Telephone advice first

Telmed model

  • Telephone advice from medical experts
  • Free choice of doctor after consulting the telemedicine centre
  • Min. 9% premium discount
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Recommendation

Telemedicine & the family doctor model combined

Multimed model

  • Choose between your family doctor and advice by phone
  • Free choice of eye doctor, gynaecologist and midwife
  • Min. 12% premium discount
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Consult your network doctor

HMO model

  • Your medical network doctor is your first point of contact
  • Free choice of eye doctor and gynaecologist
  • Min. 14% premium discount
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Free choice of doctor

Standard model

  • Free choice of doctor
  • Go directly to a specialist
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