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Death and Disability Insurance

Accidents and illnesses can have tragic consequences. They can also leave you in great financial difficulty. Death and Disability Insurance provides the necessary security.

Calculate premium

The advantages for you in the event of an accident

  • Up to CHF 1,050,000 paid out in the event of disability.
  • Up to CHF 100,000 paid out in the event of death.

The advantages for you in the event of an illness

  • Up to CHF 300,000 paid out in the event of disability
  • Up to CHF 100,000 paid out in the event of death

Good to know

Choice of beneficiary
You can nominate individuals or institutions as beneficiaries at any time by letting us know in writing.
Save up to 50% on premiums
Insure your children and save on premiums: 50% family discount for accident risk and 5% for illness.
Your premium
The amount depends on your age, gender and chosen sum insured.

How it works

Death and Disability Insurance provides direct financial support when you’re in need. 

  • The sum insured covers your loss of earnings if you become disabled and helps to fund the cost of any alterations to your home or any aids you may need to assist with daily living. The payout ensures you can undergo occupational retraining – which may be only partly covered, if at all, by statutory disability insurance. 
  • If you die, those closest to you will receive a lump sum so they won’t be left with financial difficulties. 
  • Payment will be made regardless of any benefits due from other insurers.

Your premium at a glance

Benefits at a glance

Accidental Death or Disability Insurance

  • Up to CHF 1,050,000 paid out in the event of disability
  • Up to CHF 100,000 paid out in the event of death
  • Payment even if benefits are due from other insurers
  • Lower tax on benefit payments
  • Worldwide cover, wherever the accident happens
  • Various options to choose from
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